Affinity federal credit union how to#
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Affinity federal credit union plus#

Is Affinity Plus Federal Credit Union trustworthy?ДЄffinity Plus Federal Credit Union does not have any public controversies. To become a member, you'll need to open an Affinity Plus Federal Credit Union Membership Savings Account.

Have a relative or roommate who is already a member or eligible for membership.

Live, work, or worship inВ Arden Hills, downtown Minneapolis, Mounds View, New Brighton, Roseville, Shoreview, St.

Are a current student University of Minnesota (Twin Cities) or a University of Minnesota alum paying dues to the alumni association.

Cloud State University, or Winona State University

Are a current student or alum of the any Minnesota State community or technical colleges, Minnesota State University (Mankato), Minnesota State University (Moorhead), Bemidji State University, Metropolitan State University, Southwest Minnesota State University, St.

Work for the State of Minnesota,В University of Minnesota Twin Cities, Affinity Plus Federal Credit Union, an organization that gets funding from the State of Minnesota, or a Preferred Partner company.

You can also join if you meet any of the following criteria: If you don't live in Minnesota, the easiest way to become a member of Affinity Plus Federal Credit Union is to make a one-time $25 payment to the Affinity Plus Foundation.

Affinity federal credit union how to#

How to join Affinity Plus Federal Credit Union This means your money is safe even if the credit union closes. Your deposits are federally insured by the NCUA for up to $250,000, or up to $500,000 for joint accounts. The Affinity Plus Federal Credit Union mobile app has 4.8 out of 5 stars in both the Apple and Google Play stores. Redeem points in categories such as travel, cash back, donating to charities, and reducing your loan interest rates. The credit union's MyPlus Rewards program gives you points for spending money on your APFCU debit and credit cards, maintaining a certain amount of money in your accounts, and taking out loans. You may contact customer support Monday through Friday and Saturday mornings over live online chat, video chat, or the phone. If you don't live in Minnesota, you can still open accounts online. How Affinity Plus Federal Credit Union worksДЄffinity Plus Federal Credit Union has 26 branches in Minnesota. To earn the competitive rate each month, you'll need to be enrolled in e-statements and receive at least $500 in direct deposits. It pays a high rate on balances under $25,000. The Affinity Plus Federal Credit Union Superior Money Market Account is on our list of the best money market accounts. Read Our Review Read Our Review A looong arrow, pointing right

Interest is compounded and paid monthly.

Earn only 0.10% APY without monthly direct deposits of $500 and enrollment in digital statements.

Earn highest APY on balances under $25,000.

Earn 4 MyPlus Rewards points each month for every $1,000 in average daily balances use rewards on categories such as travel, gift cards, or charitable donations.

Affinity federal credit union free#

60,000 free ATMs around the US in the MoneyPass, SUM, and CO-OP networks.

Many ways to become a member if you live in Minnesota, or donate $25 to the Affinity Plus Foundation to join.

26 branches in Minnesota, or open an account online from around the US.

Prime Video rental does not count as Amazon so no 5% on that. Walmart did count as grocery for the transactions I made at WM Super Center locations. I had a $300 utility payment made on 6/30 that didnвЂ™t post until 7/1, but I still got the 5% bonus on that despite the transaction being on JulyвЂ™s statement. Rewards seem to be calculated generously though. Though the rewards account lets you see how each transaction was categorized (Д›ooks/stationary, supermarket, or вЂњcashвЂќ if the transaction was only eligible for the base 1%), I canвЂ™t view these details for anything over 30 days old despite the dropdown menu allowing viewing up to the past 90 days. The CC statement itself does not show rewards you have to go into online banking to a separate tab to view your rewards вЂњaccountвЂќ. Two separate entries: вЂњgroceryвЂќ bonus and вЂњspendвЂќ bonus (spend being the combined total of gas and utilities, for some reason). The Q2 bonus for utilities, gas, and grocery posted on 7/30 and 7/31 for me. IMO itвЂ™s pretty hard to reconcile the statement to make sure the correct amount is applied for bonus quarterly rewards, but it does seem correct.